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Looking for ways to lower your expenses and live within your means? You'll find plenty of good ideas here to help you get started. Don't forget, KCPL has thousands of books, movies, and CD-ROMs available for your entertainment and education for free.

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Frugal Living

Being Frugal This is an online resource discussing ways to reduce spending and save money. It has many resources promoting a frugal lifestyle.

DIY Network One way to save money is to do it yourself. This site has many tips and articles on home improvement projects and links to related sites.

Energy Hog This educational website for children has puzzles and games to teach the importance of saving energy in the home.

Energy Savers Tips This website from the U.S. Department of Energy offers many tips on reducing the cost of energy use at home and in the car.

Energy Star This website is a joint project of the Environmental Protection Agency and U.S. Department of Energy. It helps consumers find energy efficient products.

Family Handyman Magazine One way to save money is to do it yourself. This website has articles, tips, and strategies for a wide variety of home improvement projects.

Home Energy Saver This project by the U.S. Department of Energy allows a homeowner to compute the cost of energy used in the home, see the possible savings for various types of home improvements, and get recommendations about which home improvements would give the largest return on investment.

Kanawha Valley Regional Transport Authority Mass transit creates less pollution and can save money, especially when gas prices are high. This site has information on bus fares and schedules.

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Improving Finances

Debt Advice The National Foundation for Credit Counseling maintains this website to help consumers understand how to use credit wisely and to locate a certified credit counselor if needed.

Center for Responsible Lending This is a resource created by opponents of predatory lending practices. It has information on policy and legislation concerning this issue, as well as how consumers can protect themselves.

The Dollar Stretcher This website has been offering tips on saving money and reducing debt since 1996. It has many articles and calculators to help determine the real costs of mortgages and car loans.

Feed the Pig The American Institute of Certified Public Accountants and the Ad Council sponsor this campaign to encourage saving among young adults. This site has quizzes, social networking tools, and tips on saving money.

The Financial Industry Regulatory Authority FINRA is the largest non-governmental regulator for securities firms in the United States. This site has information for investors and industry professionals, and a place for consumers to make complaints about the securities industry.

Manage Your Money This mini-course from the Ohio University Extension Service offers six lessons in how to create and meet financial goals and control spending. This is the official U.S. government website dedicated to teaching citizens the basics of financial education. It has lots of resources and tools for budgeting and financial planning.

66 Ways to Save Money This official government publication offers tips from the Consumer Federation of America on saving money in a wide variety of situations.

U Promise This organization is partnered with thousands of companies in a program that allows consumers to earn money toward college tuition through purchases from selected companies.

Search our e-Library for Making a Budget.

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Thrifty Shopping This website offers coupons and cash back offers from hundreds of participating merchants. Free registration is required. This website collects the best deals on a wide variety of merchandise from around the internet. Users can search for good deals in a number of different ways.

The Thrift Shopper This is an online resource for customers of thrift stores, with store information such as hours and locations and tips on saving money through thrifty shopping.

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